Occasionally people would comment on my photo on my credit card but I've never really explained about it. It was cropped from a pic taken on my Uni prom night, where I was dressed somewhat against convention. Instead of spending hours at the hairdresser's fixing my hair into some elegant do, I wore my long hair loose and was in a plain cream thin-strapped long empire dress matched with a pair of chunky boots. lol. A friend took a pic of me then, and I looked so amazingly young and fresh.

Within 24 hours after taking that pic, I got into a 4 year relationship with my ex. Unwittingly, this pic became a milestone in my life. Maybe that's why I chose it for my photo card.